Ambar Utkarsh — Product Leader & Growth Architect

I build digital products at scale. Over 12+ years across Insurance, Fintech, Media and eCommerce I have shipped platforms used by millions, and today I own retention and growth for a $1.8Bn renewal portfolio at Star Health in Chennai, India.

Previously at AIA in Kuala Lumpur, HT Media (Shine.com), Hungama and Snapdeal. My work sits where customer experience, pricing and distribution meet — quoting engines, omnichannel renewals, recommendation systems and retention programmes.